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Commercial Real Estate: US: Difference between revisions
→Exposure[2]
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*CRE accounts for 24% of total industry loans outstanding, but CRE represents just 13% of total loans at large banks, while accounting for 44% at small banks | *CRE accounts for 24% of total industry loans outstanding, but CRE represents just 13% of total loans at large banks, while accounting for 44% at small banks | ||
*In the 2022 stress test, under the severely adverse scenario, CRE values decline by 40% over 2 years, and the aggregate losses for the banks tested represented 9.8% of total CRE loans | *In the 2022 stress test, under the severely adverse scenario, CRE values decline by 40% over 2 years, and the aggregate losses for the banks tested represented 9.8% of total CRE loans | ||
*Both the noncurrent loan rate and net charge-off rate for bank CRE loans remain at historically low levels | |||
===REITS=== | ===REITS=== | ||