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* About 99,000 consumers had a bankruptcy notation added to their credit reports in 2022Q4, unchanged from the previous quarter | * About 99,000 consumers had a bankruptcy notation added to their credit reports in 2022Q4, unchanged from the previous quarter | ||
=== Debt Service Payments as a Percent of Disposable Personal Income<ref>https://fred.stlouisfed.org/series/TDSP</ref><ref>https://www.federalreserve.gov/releases/housedebt/default.htm</ref>=== | |||
The debt service ratio has increased 17% since the lows in 2021, but remains below the Q4 2019 levels. | The debt service ratio has increased 17% since the lows in 2021, but remains below the Q4 2019 levels. | ||
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