Bank Earnings: Historical Results/2023 Q4: Difference between revisions

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Line 10: Line 10:
! colspan="2" |EPS
! colspan="2" |EPS
! colspan="6" |Net Charge Off
! colspan="6" |Net Charge Off
! colspan="2" |CRE Loan Charge-off
! colspan="3" |Net Charge Off Rate
! colspan="5" |Credit Loss Provisions
! colspan="5" |Credit Loss Provisions
! colspan="4" |Deposits
! colspan="4" |Loans
! colspan="4" |Net Interest Margin
! colspan="2" |Efficiency ratio
! colspan="3" |Net Charge Off Rate
! colspan="4" |Non Performing Loans
! colspan="4" |Non Performing Loans
! colspan="3" |Non Performing Loans Rate
! colspan="3" |Non Performing Loans Rate
! colspan="3" |Nonperforming CRE Loans
! colspan="5" |Nonperforming CRE Loans
!
! colspan="2" |Efficiency ratio
! colspan="4" |Unrealized gains on investment securities
! colspan="4" |Unrealized gains on investment securities
|-
|-
Line 40: Line 37:
!Estimate
!Estimate
!Q4 2023
!Q4 2023
!Q4 2022
!Q3 2023
!Q3 2023
!Q4 2023
!Q4 2023
Line 51: Line 49:
!%Y/Y
!%Y/Y
!Q4 2023
!Q4 2023
!Q4 2022
!% Q/Q
!%Y/Y
!Q4 2023
!Q4 2022
!Q3 2023
!Q3 2023
!estimate
!Q4 2023
!Q4 2022
!Q4 2022
!Q4 2023
!Q4 2023
!Q4 2022
!Q3 2023
!Q3 2023
!Q4 2023
!Q4 2022
!Q4 2022
!% Q/Q
!% Q/Q
!%Y/Y
!%Y/Y
!estimate
!Q4 2023
!Q4 2023
!Q3 2023
!Q4 2022
!Q4 2022
!Q4 2023
!Q3 2023
!% Q/Q
!Q4 2023
!Q4 2023
!Q4 2022
!Q4 2022
Line 102: Line 88:
|144.4%
|144.4%
|"more than expected"
|"more than expected"
|
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Line 110: Line 97:
|20.5%
|20.5%
|$2.42 billion
|$2.42 billion
|$2.40 trillion
|$2.34 trillion
|0.8%
|2.6%
|$1.32 trillion
|$1.14 trillion
|1%
|17%
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Line 160: Line 135:
|124.6%
|124.6%
|$1.0 billion
|$1.0 billion
|$377 million
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|$93 million
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|$1.28 billion
|$1.28 billion
|$1.20 billion
|$1.20 billion
Line 167: Line 143:
|34%
|34%
|$1.32 billion
|$1.32 billion
|$1.34 trillion
|$1.38 trillion
|0%
|  -2.9%
|$938 billion
|$949 billion
|  -0.5%
|  -1.2%
|2.92%
|3.14%
|3.03%
|2.94%
|77%
|81%
|
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|2.94%
|77%
|81%
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Line 215: Line 179:
|22%
|22%
|69%
|69%
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Line 223: Line 188:
|92%
|92%
|$2.1 billion
|$2.1 billion
|$1.31 trillion
|$1.37 trillion
|3%
| -4%
|$689 billion
|$657 billion
|3%
|5%
|2.46%
|2.39%
|2.49%
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Line 272: Line 225:
|73%
|73%
|"above estimate"
|"above estimate"
|$200
|0.45%
million
|0.26%
|$95
|0.35%
million
|$1.1 billion
|$1.1 billion
|$1.23 billion
|$1.23 billion
Line 281: Line 233:
|1.1%
|1.1%
|"Below estimate"
|"Below estimate"
|$1.92  trillion
|$1.93 trillion
|2.1%
|  -0.3%
|$1.05 trillion
|$1.046 trillion
|0.5%
|0.5%
|
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|81%
|  
|63%
|0.45%
|0.26%
|0.35%
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Line 308: Line 246:
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|81%
|63%
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Line 330: Line 270:
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|0.90%
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|1.0%
|$577 million
|$577 million
|$7 million
|$7 million
Line 337: Line 278:
| -40.6%
| -40.6%
|$621.8 million
|$621.8 million
|$428 billion
|$387 billion
|6.2%
|10.6%
|$183 billion
|$179 billion
|2.8%
|2.2%
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|75%
|76.4%
|0.90%
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|1.0%
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Line 364: Line 291:
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|75%
|76.4%
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Line 381: Line 310:
|$1.01  
|$1.01  
| - $25 million
| - $25 million
|
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Line 393: Line 323:
| -97%
| -97%
|$133.4 million
|$133.4 million
|$351.8 billion
|$356.6 billion
|2%
| -1%
|$226.8 billion
|$222.2 billion
|1%
|2%
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|84%
|77%
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Line 420: Line 336:
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|84%
|77%
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Line 426: Line 344:
|-
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!Regional Banks
!Regional Banks
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Line 498: Line 405:
| -10.7%
| -10.7%
|$217.6 million
|$217.6 million
|$54 million
|0.24%
|$23 million
|0.28%
|0.15%
|$221 million
|$221 million
|$153 million
|$153 million
Line 505: Line 413:
| -41.8%
| -41.8%
|$311.3 million
|$311.3 million
|$423.9 billion
|$437.0 billion
|0%
| -3%
|$324.6 billion
|$326.0 billion
|2%
|1%
|2.66%
|2.92%
|2.71%
|2.66%
|76%
|60%
|0.24%
|0.28%
|0.15%
|$2.2 billion
|$2.2 billion
|$2.0 billion
|$2.0 billion
|4.8%
|4.8%
|10%
|10%
|0.68%
| 0.68%
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|0.61%
|0.61%
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|$735 million
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|$723 million
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|$189 million
|2%
|289%
|2.66%
|76%
|60%
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Line 554: Line 450:
|19.9%
|19.9%
|$425.8 million
|$425.8 million
|$71 million
|0.49%
|$49 million
|0.64%
|0.44%
|$512 million
|$512 million
|$515 million
|$515 million
Line 561: Line 458:
| -57%
| -57%
|$496.2 million
|$496.2 million
|$502.8 billion
|$481.8 billion
| -2%
|4.3%
|$372.8 billion
|$359.8 billion
| -1%
|4%
|2.78%
|3.01%
|2.81%
|2.75%
|75.9%
|63.3%
|0.49%
|0.64%
|0.44%
|$1.5 billion
|$1.5 billion
|$972 million
|$972 million
|14.4%
|14.4%
|49.1%
| 49.1%
|0.40%
|0.40%
|
|
|0.27%
|0.27%
| $777 million
|$721 million
|$338 million
|
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===== 8% =====
|
|129%
|2.75%
|75.9%
|63.3%
|
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Line 610: Line 496:
|94.3%
|94.3%
|$173.8 million
|$173.8 million
|$48 million
|0.46%
|$48 million
|0.22%
|0.40%
|$171 million
|$171 million
|$172 million
|$172 million
Line 617: Line 504:
|30%
|30%
|$176.9 million
|$176.9 million
|$177.1 billion
|$179
billion
|0%
| -1%
|$147.9 billion
|$157.0 billion
| -2%
| -6%
|2.90%
|3.29%
|3.03%
|
|81.1%
|56.4%
|0.46%
|0.22%
|0.40%
|$1.4 billion
|$1.4 billion
|$944 million
|$944 million
|5%
|5%
|44%
|44%
|0.93%
| 0.93%
|
|
|0.60%
|0.60%
| $477 million
| $470 million
|$103 million
|1%
|363%
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|81.1%
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|56.4%
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Line 667: Line 541:
|268%
|268%
|$116.7 million
|$116.7 million
|
|0.44%
|
|0.12%
|0.29%
|$225 million
|$225 million
|$150 million
|$150 million
Line 674: Line 549:
|150%
|150%
|$158 million
|$158 million
|$163.3 billion
|$163.5 billion
| -0.5%
|0%
|$134.1 billion
|$131.6 billion
|1%
|2%
|3.61%
|4.06%
|3.79%
|3.62%
|62.1%
|53.3%
|0.44%
|0.12%
|0.29%
|$2.2 billion
|$2.2 billion
|$2.4 billion
|$2.4 billion
| -8%
| -8%
| -11%
| -11%
|1.62%
|1.62%
|
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Line 701: Line 559:
|
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|3.62%
|62.1%
|53.3%
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Line 723: Line 586:
|65.9%
|65.9%
|
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|$48 million
|0.57%
|$77 million
|0.34%
|0.51%
|$572 million
|$572 million
|$497 million
|$497 million
Line 730: Line 594:
|22.5%
|22.5%
|
|
|$395.3 billion
|$413.3 billion
| -1.4%
| -4%
|$313.3 billion
|$327.4 billion
| -1%
| -4%
|2.98%
|3.25%
|2.95%
|
|58.8%
|54.22%
|0.57%
|0.34%
|0.51%
|$1.4 billion
|$1.4 billion
|$1.2 billion
|$1.2 billion
| -7%
| -7%
|17%
| 17%
|0.44%
| 0.44%
|
|
|0.36%
|0.36%
| $284 million
| $289 million
|$82 million
| -2%
|246%
|
|
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|58.8%
|
|54.22%
|
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Line 779: Line 631:
|85.4%
|85.4%
|$85.2 million
|$85.2 million
|$24 million
|0.26%
|$1 million
|0.14%
|0.24%
|$102 million
|$102 million
|$81 million
|$81 million
Line 786: Line 639:
| -61.5%
| -61.5%
|$100.9 million
|$100.9 million
|$145.1 billion
|$145.7 billion
|0.2%
| -0.4%
|$113.9 billion
|$117.7 billion
| -3.1%
| -3.2%
|2.07%
|2.73%
|2.01%
|2.09%
|88.6%
|60.3%
|0.26%
|0.14%
|0.24%
|$574 milliom
|$574 milliom
|$387 million
|$387 million
|26.2%
|26.2%
|48.3%
|48.3%
|0.51%
| 0.51%
|0.39%
|0.39%
|0.32%
|0.32%
|$100 million
| $100 million
|$63 million
| $63 million
|
|$21 million
|59%
|376%
|2.09%
|88.6%
|60.3%
|
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|